Capital City Investments (operating through dual SEC-registered Investment Adviser and FINRA/SIPC broker-dealer LPL Financial LLC, Firm CRD #6413, SEC File #801-10970) provides fiduciary wealth management, retirement income engineering, and trust coordination from its Crystal River branch at 101 SE U.S. Highway 19, Crystal River, Citrus County, Florida (ZIP 34429)—with additional Citrus County coverage in Homosassa (4475 S Suncoast Blvd) and Inverness (1500 N US Hwy 41). The Citrus County advisory team is led by Financial Advisors Benjamin Ford Bowersox (Individual CRD #6538503) and Daniel Douglas 'Danny' Etheridge (Individual CRD #6189560).
Backed by the open-architecture fiduciary platform of LPL Financial LLC (CRD #6413) and integrated with Capital City Strategic Wealth and Capital City Trust Company fiduciary services, Benjamin Bowersox and Danny Etheridge help Crystal River, Kings Bay, Homosassa, Sugarmill Woods, and Inverness seniors transition from work to retirement. Core services include Florida Retirement System (FRS) DROP and 403(b)/457(b) rollovers, tax-exempt municipal and Treasury bond ladders, SECURE 2.0 RMD and 10-year inherited IRA distribution planning, Social Security claiming strategies, and corporate trustee continuity.
Official Verification Sources: SEC IAPD Firm Summary — LPL Financial LLC (CRD #6413); FINRA BrokerCheck — Benjamin Ford Bowersox (CRD #6538503) & Daniel Douglas Etheridge (CRD #6189560); Capital City Investments — LPL Financial Official Page
Issuer: U.S. Securities and Exchange Commission (SEC) / FINRA
Notes: Capital City Investments offers fiduciary advisory and brokerage services through LPL Financial LLC (CRD #6413, SEC File #801-10970) at 101 SE US Highway 19, Crystal River, FL 34429 (Phone: 352-587-6790).
Issuer: FINRA BrokerCheck / SEC IAPD
Notes: Financial Advisors Benjamin Ford Bowersox (CRD #6538503) and Daniel Douglas Etheridge (CRD #6189560) serve retirees across Crystal River, Homosassa, and Inverness.
Factual details and direct answers about Capital City Investments — LPL Financial LLC (Crystal River Branch — Benjamin F. Bowersox & Daniel D. Etheridge)'s services, licensing, and credentials.
How are Capital City Investments advisors in Crystal River registered and regulated?
Financial Advisors Benjamin Ford Bowersox (CRD #6538503) and Daniel Douglas 'Danny' Etheridge (CRD #6189560) at 101 SE U.S. Highway 19, Crystal River, FL 34429 (352-587-6790) offer fiduciary investment advisory and brokerage services through LPL Financial LLC (Firm CRD #6413, SEC File #801-10970).
Can Capital City Investments assist Citrus County retirees with FRS DROP rollovers and bond ladders?
Yes. Because LPL Financial operates an open-architecture platform with no proprietary investment products, the Crystal River team builds customized Treasury and municipal bond ladders, dividend-growth portfolios, and FRS DROP rollover plans tailored to each retiree's income needs.
Where is the Crystal River Capital City Investments office located?
The office is centrally located at 101 SE U.S. Highway 19 in Downtown Crystal River (ZIP 34429) near Kings Bay Drive and State Road 44, with additional Citrus County branch access in Homosassa and Inverness.
Connect with complementary legal, financial, and residential providers serving seniors in Crystal River and Citrus County.
Clardy Law Firm, P.A. (John S. Clardy III, Esq., B.C.S. — Board Certified Elder Law Specialist & Past FL Bar Elder Law Chair)
Crystal River, Citrus County
(352) 795-2946
Crystal River Village (55+ Active Adult Manufactured Home Community)
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(352) 795-7161
The Gardens Assisted Living & Memory Care (Crystal River / Manors of Citrus — Medicaid SMMC LTC Participating)
Crystal River, Citrus County
(352) 794-7601
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Financial Planning for Florida Seniors →
Open-architecture fiduciary portfolio management and FRS DROP rollovers in Crystal River.
Medicare Savings Programs & IRMAA Guide in Florida →
Structuring fixed-income ladders and RMD withdrawals to control Medicare IRMAA brackets.
Florida Senior Property Tax Exemptions →
Coordinating retirement AGI with Citrus County Homestead and 65+ Senior Exemptions.
Florida Medicaid Long-Term Care Guide →
Planning long-term care liquidity and trust continuity for Nature Coast seniors.
Raymond James & Associates, Inc. — Crystal River Branch (Crystal Financial & Caffee Rausch Investment Planning Group — Amy M. McLaughlin, CFP®)
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Hagar Investments, LLC — Sigma Planning Corporation (Crystal River & Inverness Offices — Gregory B. Hagar)
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Nature Coast Financial Advisors — Compass Financial Management, LLC (Crystal River Office — Scott E. Greene)
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Modera Wealth Management, LLC — Inverness Office (Ceparano & Wheeler CPA/CFP® Team)
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.