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Legal ServicesElder Law✓ Verified
Crystal River, Citrus County
Last verified: Wednesday, October 21, 2026
Clardy Law Firm, P.A. (John S. Clardy III, Esq., B.C.S. — Board Certified Elder Law Specialist & Past FL Bar Elder Law Chair)
About This Organization

Clardy Law Firm, P.A. is Citrus County's premier Board Certified Elder Law, Medicaid Long-Term Care asset preservation, Veterans Benefits, and estate planning firm, located at 243 NE 7th Street in Crystal River, Citrus County, Florida (ZIP 34428). Founded and led by John S. Clardy III, Esq., B.C.S. (Florida Bar #123129, admitted October 13, 1997)—a Florida Bar Board Certified Specialist in Elder Law (B.C.S.) who served as Chair of The Florida Bar Elder Law Section (2013–2014)—alongside Associate Attorney Brittany Elizabeth Stewart, Esq. (Florida Bar #1003153, admitted September 29, 2017, holder of the Stetson University College of Law Certificate of Concentration in Elder Law), the firm delivers authoritative elder law representation across Florida's Nature Coast.

Serving retirees and caregivers throughout Crystal River, Homosassa, Sugarmill Woods, Lecanto, Beverly Hills, Citrus Hills, and Inverness, Clardy Law Firm structures lawful Florida Medicaid Institutional Care Program (ICP) and Statewide Medicaid Managed Care Long-Term Care (SMMC LTC) Waiver asset protection plans within PSA 3 (Elder Options). Core services include Qualified Income Trusts (QIT / Miller Trusts), spousal impoverishment resource and income diversions, personal care contracts, Veterans Aid & Attendance wartime pension planning, first-party (d4A) and third-party Special Needs Trusts, Enhanced Life Estate (Lady Bird) deeds, revocable and irrevocable trusts, and Fifth Judicial Circuit probate and guardianship representation at the Citrus County Courthouse in Inverness.

Official Verification Sources: The Florida Bar Member Profile — John S. Clardy III, B.C.S. (Bar# 123129) & Brittany E. Stewart (Bar# 1003153); Clardy Law Firm, P.A. Official Elder Law Website

Verified State & Regulatory Credentials
Florida Bar Board Certified Elder Law Specialist (B.C.S.): Bar# 123129 (John S. Clardy III, B.C.S.) / Bar# 1003153 (Brittany E. Stewart)Status: Active / Board Certified in Elder Law (Past Chair, FL Bar Elder Law Section)

Issuer: The Florida Bar Board of Legal Specialization and Education

Notes: John S. Clardy III (Florida Bar #123129, admitted 1997) is Board Certified in Elder Law and served as Chair of The Florida Bar Elder Law Section (2013–2014), practicing alongside Brittany E. Stewart (Florida Bar #1003153) at 243 NE 7th St, Crystal River, FL 34428 (Phone: 352-795-2946).

Services Offered
Florida Bar Board Certified Elder Law Specialist Representation (John S. Clardy III, B.C.S., Bar# 123129 — Past Chair, FL Bar Elder Law Section)
Florida Medicaid ICP & SMMC Long-Term Care (LTC) Waiver Crisis Asset Preservation in PSA 3 (Elder Options)
Qualified Income Trusts (QIT / Miller Trusts), Spousal Resource Diversion & Personal Care Contracts
Veterans Aid & Attendance Wartime Pension Benefit Structuring & Medicaid Coordination
First-Party (d4A) & Third-Party Special Needs Trusts, Revocable Living Trusts & Lady Bird Deeds
Fifth Judicial Circuit (Citrus County Courthouse) Probate, Trust Administration & Guardianship Advocacy
Frequently Asked Questions

Factual details and direct answers about Clardy Law Firm, P.A. (John S. Clardy III, Esq., B.C.S. — Board Certified Elder Law Specialist & Past FL Bar Elder Law Chair)'s services, licensing, and credentials.

Is John S. Clardy III a Florida Bar Board Certified Elder Law Attorney in Citrus County?

Yes. John S. Clardy III (Florida Bar #123129, admitted 1997) is a Florida Bar Board Certified Specialist in Elder Law (B.C.S.) and served as Chair of The Florida Bar Elder Law Section (2013–2014). He practices at 243 NE 7th Street, Crystal River, FL 34428 (352-795-2946) alongside associate attorney Brittany E. Stewart (Florida Bar #1003153).

How does Clardy Law Firm assist Crystal River and Inverness families with Medicaid long-term care eligibility?

Clardy Law Firm structures lawful Medicaid asset preservation strategies for seniors entering Citrus County skilled nursing or assisted living facilities under PSA 3 (Elder Options) SMMC LTC waivers, including Qualified Income Trusts (Miller Trusts), spousal resource allowances, personal care contracts, and Lady Bird deeds.

Can Clardy Law Firm help wartime veterans and surviving spouses qualify for VA Aid & Attendance benefits?

Yes. The firm coordinates Veterans Aid & Attendance pension planning alongside Florida ICP Medicaid strategies so Citrus County veterans and surviving spouses can fund in-home care or assisted living without jeopardizing future Medicaid long-term care eligibility.

Contact Information
Address
243 NE 7th St
Hours
Mon-Thu 8:30 AM - 5:00 PM, Fri 8:30 AM - 12:00 PM
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.