The Crystal River Branch of Raymond James & Associates, Inc. (an SEC-registered fiduciary Investment Adviser and FINRA/NYSE member firm headquartered in St. Petersburg, Florida, CRD #705, SEC File #801-10418) is West Citrus County's premier institutional wealth management and retirement planning hub, physically located at 2101 SE U.S. Highway 19 (Suncoast Boulevard) in Crystal River, Florida (ZIP 34429). The branch houses veteran advisory teams including Financial Advisor Amy M. McLaughlin, CFP® (Individual CRD #4830560, a lifelong Citrus County resident registered since 2004 with over 21 years of advisory experience at Crystal Financial of Raymond James) and Wealth Management Specialist Carolyn E. Caffee, WMS (Caffee & Rausch Investment Planning Group, who has advised Crystal River families at this Raymond James branch continuously since March 1987).

Rooted deeply in the Nature Coast community, Amy McLaughlin, CFP® and Carolyn Caffee, WMS specialize in transitioning coastal and golf-course retirees across Crystal River, Sugarmill Woods, Homosassa, Meadowcrest, and Black Diamond Ranch from accumulation to reliable, tax-advantaged retirement income—including specialized expertise with Duke Energy / Progress Energy Crystal River Energy Complex pensions and 401(k) rollovers, Florida Retirement System (FRS) DROP distributions, and SECURE 2.0 RMD and QCD strategies.