James R. Asbell Memorial Apartments is a dedicated 47-unit HUD-assisted elderly (62+) and handicap-accessible senior apartment community located at 2051 Lisenby Avenue in the central medical district of Panama City, Bay County, Florida (ZIP 32405). Owned and administered by the Panama City Housing Authority (U.S. Department of Housing and Urban Development Public Housing Agency Code FL018, established under Florida Statutes Chapter 421, with central administrative offices at 2309 N. Palo Alto Ave, Panama City, FL 32405, phone 850-769-5278) alongside its non-profit development affiliates Panama City Housing Development Corporation (Florida Sunbiz Doc# N23000007814, Active) and Panama City Housing Funding Corporation (Sunbiz Doc# N19000002816, Active), the community provides deeply affordable, barrier-free housing for fixed-income Bay County seniors.

Under HUD Public Housing and Elderly/Disabled priority admission standards (PHA Code FL018), qualifying older adults aged 62 and older and individuals with disabilities pay an income-based monthly rent capped at 30% of adjusted gross household income, with utility allowances included. Designed specifically for aging in place, the 47 apartments at 2051 Lisenby Avenue feature single-level and accessible floor plans, step-in showers with grab bars, emergency maintenance response, lawn and grounds care, and resident supportive service referrals. Situated on Lisenby Avenue just south of W 23rd Street, James R. Asbell Memorial Apartments sits 0.7 miles south of HCA Florida Gulf Coast Hospital (449 W 23rd St, Panama City, FL 32405), adjacent to primary care clinics, pharmacies, and Bay Way public bus stops.