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Financial ServicesRetirement Planning✓ Verified
Monticello, Jefferson County
Last verified: Sunday, October 25, 2026
Jefferson County Farm Bureau Financial & Retirement Services — Lance Braswell (105 W Anderson St, Monticello) — With Tommy Surles State Farm Agency (250 S Jefferson St) & Keystone Insurance Agency (235 E Washington St)
About This Organization

In-county fixed retirement annuity, Individual Retirement Account (IRA) rollover, Medicare Supplement (Medigap), and agricultural/timberland estate liquidity network physically headquartered in downtown Monticello (32344). Just half a block west of South Jefferson Street (US-19) at 105 West Anderson Street, Monticello, FL 32344 ((850) 997-2213 — note: some legacy directories mis-index the street address as 1055 S Jefferson St, but the official brick-and-mortar Farm Bureau building is at 105 W Anderson St), Jefferson County Farm Bureau, Inc. (Florida Sunbiz Document #N12000009659, Active Florida non-profit agricultural federation led by President Stephen Monroe) is directed by Agency Manager Lance Braswell (FL DFS License #W840529) alongside licensed Agents Abby Godwin, Devin Hingson, Hayden Hingson, Josh Leibbrand, and Ryan Perry. The team provides retirees and farm/nursery families across Monticello (32344), Lloyd (32337), Wacissa (32361), and Lamont (32336) with principal-protected Traditional, Roth, and SEP IRA fixed annuities, Single-Premium Immediate Annuities (SPIAs) for guaranteed lifetime monthly income, and tax-free whole and universal life estate-liquidity policies underwritten by Southern Farm Bureau Life Insurance Company (NAIC #68896 / #73377, Sunbiz Doc# 814141 / #F01383). This listing also cross-references downtown Monticello's two active brick-and-mortar retirement annuity, Medigap, and senior asset-protection agencies: (1) Tommy Surles Insurance Agency, Inc. (State Farm) at 250 South Jefferson Street, Monticello, FL 32344 ((850) 997-8282, Florida Sunbiz Document #P03000113786, active since October 14, 2003, Principal Agent Tommy Surles, FL DFS License #FL-R014860 / NPN #442427, offering State Farm Life NAIC #69108 fixed annuities, Medigap supplements, and long-term care/life coverage); and (2) Keystone Insurance Agency LLC at 235 East Washington Street, Monticello, FL 32344 ((850) 997-8292, https://www.mykeystoneinsurance.com, Sunbiz Document #L21000195682, Managing Member Joanne B. Barker, FL DFS License #A034902 / NPN #596283).

Official Verification Sources: Florida Farm Bureau — Official Jefferson County Office (105 W Anderson St, Monticello — Lance Braswell, Agency Manager); Florida Sunbiz Entities — Jefferson County Farm Bureau, Inc. (#N12000009659), Tommy Surles Insurance Agency, Inc. (#P03000113786) & Keystone Insurance Agency LLC (#L21000195682); Keystone Insurance Agency LLC — Official Website (235 E Washington St, Monticello, FL 32344)

Verified State & Regulatory Credentials
FL DFS Licensed Life & Annuity Agency & FLOIR Authorized Insurer — Jefferson County Farm Bureau, Inc. (Monticello): Sunbiz Doc# N12000009659 (Jefferson County Farm Bureau, Inc.) | Agency Mgr. Lance Braswell (FL DFS #W840529) | Underwriter: Southern Farm Bureau Life (NAIC #68896 / #73377, Sunbiz #814141)Status: Active In-County Retirement Annuity & Agricultural Estate Liquidity Agency (105 W Anderson St, Monticello, FL 32344)

Issuer: Florida Department of Financial Services (DFS), FLOIR / NAIC & FL Division of Corporations

Notes: Verified 2026-10-26 via Florida Sunbiz & Florida Farm Bureau Federation: Jefferson County Farm Bureau, Inc. (Sunbiz Doc #N12000009659, President Stephen Monroe) operates at 105 W Anderson St, Monticello, FL 32344 ((850) 997-2213), led by Agency Manager Lance Braswell (FL DFS #W840529) with Agents Abby Godwin, Devin Hingson, Hayden Hingson, Josh Leibbrand, and Ryan Perry.

In-County Monticello State Farm & Independent Insurance Agencies (Tommy Surles State Farm & Keystone Insurance Agency): Tommy Surles Insurance Agency, Inc. (Sunbiz #P03000113786, FL DFS #FL-R014860, NPN #442427 — 250 S Jefferson St) | Keystone Insurance Agency LLC (Sunbiz #L21000195682, Joanne B. Barker FL DFS #A034902 / NPN #596283 — 235 E Washington St)Status: Active Florida DFS Licensed Insurance & Retirement Annuity Agencies in Downtown Monticello (32344)

Issuer: Florida Department of Financial Services (DFS) & Florida Division of Corporations (Sunbiz)

Notes: Verified 2026-10-26: Tommy Surles Insurance Agency, Inc. (State Farm, Sunbiz #P03000113786, FL-R014860, NPN #442427) operates at 250 S Jefferson St, Monticello, FL 32344 ((850) 997-8282); Keystone Insurance Agency LLC (Sunbiz #L21000195682, Joanne B. Barker FL DFS #A034902 / NPN #596283) operates at 235 E Washington St, Monticello, FL 32344 ((850) 997-8292). (Audit note: Stoutamire-Pavlik & Associates / SPW Monticello #P12000045400 at 1020 W Washington St transitioned under AssuredPartners; Morrow Insurance of Monticello, Inc. #P97000068359 at 380 S Jefferson St is Inactive on Sunbiz).

Services Offered
In-County Traditional, Roth & SEP IRA Fixed Retirement Annuities at Jefferson County Farm Bureau (105 W Anderson St — (850) 997-2213)
Single-Premium Immediate Annuities (SPIAs) & Guaranteed Lifetime Retirement Income (Southern Farm Bureau Life NAIC #68896 / #73377)
Agricultural, Wholesale Nursery & Timberland Estate Liquidity Life Insurance to Prevent Forced Land Subdivision in 2nd Circuit Probate
Fixed Annuities, Medicare Supplement (Medigap) & Final-Expense Life at Tommy Surles State Farm Agency (250 S Jefferson St — (850) 997-8282, FL-R014860 / NPN #442427)
Independent Senior Homestead, Farm/Forestry & Estate Risk Management at Keystone Insurance Agency LLC (235 E Washington St — (850) 997-8292, FL DFS #A034902)
In-Person Beneficiary Audits, 401(k)/FRS DROP Principal-Protected Rollover Annuities & Survivor Claim Assistance in Monticello
Frequently Asked Questions

Factual details and direct answers about Jefferson County Farm Bureau Financial & Retirement Services — Lance Braswell (105 W Anderson St, Monticello) — With Tommy Surles State Farm Agency (250 S Jefferson St) & Keystone Insurance Agency (235 E Washington St)'s services, licensing, and credentials.

What is the exact street address of the Jefferson County Farm Bureau office in Monticello, and who is the Agency Manager?

Jefferson County Farm Bureau, Inc. (Sunbiz #N12000009659) is located at 105 West Anderson Street, Monticello, FL 32344 ((850) 997-2213), half a block west of South Jefferson Street (correcting legacy directories that list 1055 S Jefferson St). Agency Manager Lance Braswell (FL DFS License #W840529) and his licensed agent team (Abby Godwin, Devin Hingson, Hayden Hingson, Josh Leibbrand, and Ryan Perry) provide fixed Traditional and Roth IRA annuities and estate-liquidity life insurance through Southern Farm Bureau Life Insurance Company (NAIC #68896).

Where can Monticello seniors meet in person with a State Farm or independent agent for fixed annuities, Medigap supplements, and homestead coverage?

Monticello seniors can visit Tommy Surles Insurance Agency, Inc. (State Farm, Sunbiz #P03000113786, FL License #FL-R014860 / NPN #442427) at 250 South Jefferson Street, Monticello, FL 32344 ((850) 997-8282) for fixed retirement annuities, Medicare Supplement (Medigap) policies, and life insurance, or Keystone Insurance Agency LLC (Sunbiz #L21000195682, Joanne B. Barker, FL DFS #A034902) at 235 East Washington Street, Monticello, FL 32344 ((850) 997-8292).

Contact Information
Address
105 W Anderson St, Monticello, FL 32344 (Tommy Surles State Farm Agency: 250 S Jefferson St, Monticello, FL 32344 | Keystone Insurance Agency LLC: 235 E Washington St, Monticello, FL 32344)
Hours
Mon-Fri 8:30am-5:00pm (Jefferson County Farm Bureau: (850) 997-2213 | Tommy Surles State Farm at 250 S Jefferson St: (850) 997-8282 | Keystone Insurance Agency at 235 E Washington St: (850) 997-8292)
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.