Providing 60 to 61 combined federally and state-subsidized apartments in the county seat of Monticello (32344), Jefferson Place Apartments and The Grove Apartments complete Jefferson County's regulated affordable rental inventory (alongside 75-unit Jefferson Arms and 36-unit Heritage Manor, for 171–172 total subsidized apartments countywide) when fixed-income retirees face waitlists elsewhere: (1) Jefferson Place Apartments (1468 South Waukeenah Street [SR-259], Monticello, FL 32344, (850) 997-6964) is a 38-to-39-unit affordable multifamily community financed jointly through the USDA Rural Development Section 515 Rural Rental Housing program (with Section 521 Rental Assistance subsidies) and the Florida Housing Finance Corporation (FHFC) Low-Income Housing Tax Credit (LIHTC) program, professionally managed by The Hallmark Companies, Inc. (https://www.hallmarkco.com/), offering 1-bedroom and 2-bedroom apartments where qualifying low-income residents pay 30% of adjusted gross monthly income; and (2) The Grove Apartments (1400 North Jefferson Street [US-19 N], Monticello, FL 32344, (850) 997-5321, https://www.rentgroveapts.com, groveapartments1400@gmail.com) is a 22-unit ground-level USDA Rural Development Section 515/521 community set under mature pecan trees just three blocks north of the Monticello Senior Center, managed by Florida Management Associates, Inc. (FL DBPR Real Estate Corporation License #CQ248944) and featuring step-free 1-bedroom/1-bath and 2-bedroom/2-bath apartments with walk-in closets and private back porches/patios. Rural Jefferson County Supply Gap Note: Because 100% of Jefferson County's 171–172 subsidized apartments are located inside ZIP code 32344 (Monticello), unincorporated Lloyd (32337), Wacissa (32361), Lamont (32336), Aucilla, Capps, and Waukeenah have zero (0) brick-and-mortar subsidized apartment complexes.